AI-Powered Features
Intelligent automation that reduces manual work, predicts risks, and gives you answers in plain language.
Ask questions, get answers — instantly
iChitty's AI assistant understands chit fund terminology. Ask "Show me defaulters in Branch Chennai for Group ABC" or "What's the total collection this month?" and get instant, accurate responses.
Show defaulters in Madurai branch with overdue > 30 days
Found 12 defaulters totalling ₹4,85,000 overdue. Top 3: R. Kumar (₹45,000), S. Priya (₹38,500)...
Natural Language Queries
Ask business questions in English or regional languages. AI translates them into precise database queries.
Defaulter Prediction
ML models analyse payment patterns to flag members likely to default — before they miss an instalment.
Document Extraction
Upload KYC documents, cheques, or bank statements — AI extracts data and pre-fills forms automatically.
Smart Suggestions
Contextual recommendations during data entry — suggested bid amounts, optimal auction dates, and collection routes.
Trend Analysis
AI-generated insights on collection trends, auction patterns, and branch performance anomalies.
Fraud Detection
Anomaly detection for unusual transaction patterns, duplicate payments, and suspicious member activity.